🏥 Licensed & Independent Health Insurance Agent

Finding the Right Health Plan Shouldn’t Be Complicated

We shop dozens of top carriers to find you the best Medicare and ACA coverage — at no extra cost to you. Local, licensed, and always on your side.

★★★★★ Trusted by hundreds of Florida families
Eric Jensen, Licensed Health Insurance Agent
Eric Jensen
Licensed Health Insurance Agent
📞 (954) 543-1971
✉️ eric@ctchealthplans.com
What You Need to Know

Medicare At a Glance

Understanding your Medicare options is the first step to getting the coverage that’s right for you.

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What Is Medicare?

Medicare is a federal health insurance program for people 65 and older. It covers hospital stays, doctor visits, prescription drugs, and more.

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When Can You Enroll?

Your Initial Enrollment Period starts 3 months before your 65th birthday. Missing this window can mean permanent penalties — we help you enroll at the right time.

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What Does It Cost?

Original Medicare has gaps in coverage. A Medicare Supplement or Advantage plan can fill those gaps — sometimes with $0 premium options.

Our Partners

Top Carriers We Work With

We’re independent — so we shop all of these carriers to find what’s best for you.

Client Stories

What Our Clients Say

Real people. Real coverage. Real peace of mind.

★★★★★

“Eric made the whole Medicare process so easy. I was overwhelmed before calling him — within 30 minutes I had a plan I could actually afford and understood.”

M
Margaret T.
Boca Raton, FL
★★★★★

“Eric compared plans from 5 different carriers and found me a better plan that saved me over $80 a month. Couldn’t be happier.”

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Robert M.
Fort Lauderdale, FL
★★★★★

“Eric walked me through every option with no pressure. He genuinely cared about finding the right fit — not just making a sale.”

D
Diana L.
Irvine, CA
What We Offer

Health Plans for Every Stage of Life

From Medicare to ACA marketplace plans, we have options for individuals, families, and seniors.

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Medicare Advantage

All-in-one plans bundling Part A, Part B, and often Part D. Many include $0 premiums plus dental, vision, and hearing.

Learn more →
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Medicare Supplement

Fill the gaps in Original Medicare. Medigap covers copays, coinsurance, and deductibles Medicare doesn’t pay.

Learn more →
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Prescription Drug (Part D)

Standalone drug coverage for those with Original Medicare. We compare plans to ensure your medications are covered at the lowest cost.

Learn more →
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ACA Marketplace Plans

Affordable Care Act plans for individuals and families under 65. Many clients qualify for subsidies that reduce monthly premiums.

Learn more →
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Short-Term Insurance

Temporary coverage for gaps between jobs or life transitions. Flexible terms from 1 to 12 months.

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Dental, Vision & Hearing

Standalone plans for those whose health insurance doesn’t include these benefits. Affordable options for every budget.

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Common Questions

Preguntas frecuentes

Still have questions? Call us — we’re always happy to help.

No — our services are completely free to you. We’re compensated by the insurance carriers, so you get expert guidance at no cost. You won’t pay a penny more than going directly to a carrier.
Your Initial Enrollment Period starts 3 months before you turn 65 and ends 3 months after your birthday month — a 7-month window. Missing it can result in permanent late enrollment penalties.
Medicare Advantage replaces Original Medicare and is offered by private insurers — often with $0 premiums and extra benefits. Medigap works alongside Original Medicare to cover your out-of-pocket costs. Which is better depends on your health needs and budget.
Yes — during the Annual Enrollment Period (Oct 15 – Dec 7) you can switch Medicare plans. There are also Special Enrollment Periods for life events like moving or losing coverage.
We’re based in Florida and primarily serve Florida residents, but we’re licensed in multiple states. Contact us to find out if we can help in your state.

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