1
The network
A PPO network includes participating doctors and hospitals. In-network care can reduce costs, but your provider’s participation and the service’s coverage must both be checked.
Private PPO Insurance • Coast To Coast Health Plans
Paying too much for health coverage?
Paying too much for health coverage?
Let’s explore your private PPO options.
Clear answers. A personal comparison. Eric Jensen helps you understand what’s available—and what a plan would actually cover—before you decide.
Licensed insurance advisorNo cost to compareNo obligation to enroll
Start your private PPO comparison
Tell Eric a little about the coverage you’re looking for.
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More choice starts with understanding your options
Coverage that deserves a closer look.
If you buy your own insurance, work for yourself, or aren’t receiving Marketplace premium assistance, private coverage may be worth comparing.
- Explore available plans for your state and situation.
- Check your doctors against the specific PPO network.
- Understand premiums, benefits, limits, and exclusions.
PPO describes a provider network—not a guarantee of comprehensive coverage. Eligibility and benefits depend on the policy.
Prefer to talk? Call EricThe quick version
Private PPO insurance in 2 minutes.
Here are the essentials to understand before comparing a plan.
2
The policy
Private coverage can include different types of insurance. Major medical, short-term, and fixed-benefit policies work differently—even when they offer access to a PPO network.
3
The fit
A lower premium is only part of the picture. Eric helps you compare covered services, your share of costs, benefit limits, health questions, and exclusions.
Some private products use medical underwriting or limit pre-existing conditions. Fixed indemnity policies pay specified benefits and are not a substitute for comprehensive major medical insurance.
Explore my options →Simple steps. Personal guidance.
Skip the guesswork. Compare with Eric.
You don’t have to sort through unfamiliar insurance terms on your own.
1
Share your situation
Start with the survey: where you live, who needs coverage, and what you’re looking for.
2
Review the options
Eric narrows the available choices and explains the network, benefits, costs, and important limitations.
3
Decide together on a call
Ask your specific questions and compare the details. You choose whether to move forward.
Why compare a private PPO option?
The goal is a better understanding of your choices—not a promise that one type of coverage is right for everyone.
Questions about your current plan
- Does the premium fit your budget?
- Are your doctors and hospitals in network?
- What do you pay before and after benefits begin?
- Does the coverage match how you use care?
What to review in a private option
- Available policy types and monthly premiums
- The exact PPO network and provider participation
- Deductibles, copays, coinsurance, or fixed benefits
- Enrollment timing, eligibility, and exclusions
Network access does not mean every medical expense is covered. Review the actual policy and benefit schedule before enrolling.
Could private coverage fit your situation?
A comparison may be useful if you’re:
Buying your own coverage
Self-employed, between employer plans, or shopping for yourself and your family? Start by checking what’s available.
Paying the full premium
If you aren’t receiving Marketplace assistance, compare private options alongside comprehensive coverage.
Looking for different choices
If your current cost, network, or coverage isn’t meeting your needs, Eric can help you understand the tradeoffs.
Marketplace assistance, ongoing health needs, prescriptions, pregnancy, and Medicare or Medicaid eligibility can change which option makes sense. Share those needs with Eric before choosing a policy.
Your licensed insurance advisor
[email protected]
Eric Jensen
Coast To Coast Health Plans
Get personal help understanding your health insurance options. Eric reviews what’s available for your situation, explains the policy details in plain language, and helps you check the questions that matter to you. The decision stays yours.
Call Eric at (954) 543-1971[email protected]
Common questions
Straight answers to help you prepare for your conversation.
Is there a cost to compare plans?
No. The survey and consultation with Eric are free, with no obligation to enroll. Any insurance premium is separate and will be explained before you decide.
Will I be able to keep my doctor?
That depends on the specific network and policy. Eric can help check your doctors and hospitals. Confirm participation and coverage for the care you need; a PPO label alone does not guarantee either.
Is this the Health Insurance Marketplace?
This is a private insurance resource from Coast To Coast Health Plans. It is not a government website or the Marketplace. If you qualify for Marketplace assistance or need ACA protections, those options belong in the comparison too.
Can I enroll any time of year?
Some private products accept applications outside Marketplace Open Enrollment. Availability, effective dates, and eligibility vary by state and product. Eric will confirm the rules for the option you’re considering.
Does my health history affect eligibility?
It can. Some private products ask health questions, use medical underwriting, or exclude or limit pre-existing conditions. ACA Marketplace plans have protections for pre-existing conditions. Eric will explain the difference for the actual policy being reviewed.
How do deductibles and benefits work?
They depend on the policy. A major medical plan may use deductibles and coinsurance; a fixed-benefit policy may pay a set dollar amount for a covered service, leaving you responsible for remaining charges. Ask to review both the benefit schedule and your possible out-of-pocket costs.
Is a PPO network the same as major medical coverage?
No. A PPO is a provider network arrangement. A policy that uses that network can still have limited benefits, exclusions, or payment caps. Network discounts and insurance payments are different things.
What happens after I complete the survey?
Your information goes to Coast To Coast Health Plans for a follow-up about your coverage needs, consistent with the consent you provide. Eric can review available options and answer your specific questions. Completing the survey is not an application approval or enrollment.
Ready to compare?
Find coverage you understand.
Start with a few details, then get personal answers from Eric Jensen. No cost to compare. No obligation to enroll.
Start my PPO comparison →Prefer a conversation? (954) 543-1971
This is a solicitation of insurance through Coast To Coast Health Plans and licensed insurance agents/producers. This website is not affiliated with or endorsed by any government agency or the Health Insurance Marketplace. Availability, eligibility, benefits, networks, effective dates, and costs vary by state and policy and are subject to the actual policy terms. Some private products are not ACA-compliant major medical insurance and may use medical underwriting, exclude pre-existing conditions, or limit benefits. Fixed indemnity insurance pays specified benefits and is not a substitute for comprehensive health insurance. Not all applicants qualify. This page provides general information, not a quote, approval, or guarantee of coverage. Contact will be consistent with the consent you provide in the survey.